This feature is scheduled to launch in Q4.
Honestly, how many times have you said “no thank you, I do not need a loyalty card” at the checkout because your wallet is already full of reward cards you never use? Traditional loyalty schemes are complicated and frustrating, and we usually forget to use them. Szumma’s Cashback module turns this model on its head and rewrites the rules of shopping: you simply live your life and pay with your usual bank card, while we automatically give money back to you in the background.
Because Szumma reads the transactions of your synchronised bank account, the system automatically recognises when you spend money at one of our contracted merchant partners. There is no barcode scanning and no need to show an application at the checkout. Our partners provide continuous discounts as well as entirely individual Cashback Coupons tailored to your previous shopping habits. After every successful eligible purchase, the system calculates the cashback precisely and credits it to your account recorded within the application.
What does this look like in everyday life?
Suppose you want to buy a new pair of shoes for autumn. You enter one of our partner stores, choose a pair costing HUF 30,000 and simply pay with your bank card. You do not tell the cashier or do anything special. Szumma sees the transaction, and the next morning you read the notification on your phone with a smile: “Excellent choice. We have credited HUF 4,500 cashback to your account after your shoe purchase.” Once the amount accumulated in your technical account reaches the payout threshold, you can transfer the full amount to your real bank account with one easy click. Money back, with zero effort.