Connects
Your bank accounts and manual pockets come together on one financial map.
The financial assistant of the future
Spend just 5 minutes a month on your finances!
One app that automatically organises, analyses and brings clarity to your entire financial life.
See how it works
Your balance1 000 000 Ft+4,8%
Everything is on track62% of your monthly budget remains
Developed in Hungary
Automatic clarity
Read-only access
5minutes
a month to stay informed
3levels
to organise your transactions
1place
where all your money is finally visible
01 /Financial signal path
Szumma takes the weight off your shoulders.
It does the thinking, but never makes decisions for you. It turns scattered financial data into a clear, calm overview.
Organises
It categorises transactions across three levels and turns them into clear trends.
Alerts you in time
It notifies you when it truly matters: at a budget limit, an unusual transaction, or a saving opportunity.
−Expense detected−3 500 Ft
+Income detected+20 000 Ft
02 /Automatic clarity
Your transactions. Made simple.
A searchable, filterable list grouped by day. By bank account or category, always easy to understand.
- Hungarian and international bank accounts
- Cash and manual pockets
- Three-level categorisation
03 /Features
Not more data. Better insight.
Four connected modules that guide you from everyday spending to regular saving.
01
Bank account synchronisation
Hungarian and international bank accounts, manual pockets and automatically categorised transactions in one clear interface.
Details
02Coming soon
Cashback
Automatic cashback after genuine bank card purchases at partner merchants, without coupons or QR codes.
Details
03Coming soon
Transfer to an investment account
Szumma detects available funds and helps transfer them to an investment account through a payment request.
Details
04Coming soon
Regular savings
Goal-oriented savings and proactive suggestions for consciously setting aside the amount left at the end of the month.
Details
04 /Intelligent budgeting
Clear spending. Informed decisions.
Szumma automatically suggests monthly budgets from your past spending. It never penalises or decides for you: it simply gives a timely nudge.
0%Suggested budget100%
Actual spending62 130 Ft / 97 183 Ft
05 /Security and infrastructure
Insight into your money. Without access to it.
Szumma retrieves your financial data, but has no direct access to your money and cannot initiate transactions on its own.
Regulated technology
The account information technology is provided by Aggreg8 Kft., supervised by the National Bank of Hungary.
Read-only access
The app organises and displays your data, but cannot access your money directly.
You decide
Szumma helps you spot opportunities; every financial decision and approval remains yours.
06 /Questions
Finance can be simple.
Essential answers about how Szumma works, how it protects you, and what it does on your behalf.
All questionsSzumma is a Hungarian-developed digital financial assistant application that automatically organises, categorises and analyses users’ banking transactions.
Its purpose is to provide financial transparency, expense tracking, recognition of spending habits and simple support for financial decisions.
Szumma’s automatic categorisation feature classifies transactions on three levels, for example Expense → Transport → Fuel.
The model determines the category from transaction metadata, the merchant name and previous patterns.
Szumma’s Financial Assistant (PFM) module collects, organises and visualises financial data: expenses, income, trends, categories, periods and balances.
Its role is to provide an understandable overview of your finances without making decisions.
Intelligent budgeting analyses the user’s previous spending and automatically suggests monthly limits.
The feature uses notifications to indicate overspending, an approaching limit or a budget that is being kept successfully.
07 /Insights
A clearer view of money.
The freedom of financial clarity: How saving can become a stress-free habit
We all know that suffocating feeling at the end of the month when we stare at the screen and ask the classic question: where did the money go?…
Read article
Example 2: Credit card guide: How to use the bank’s money wisely
Below is your professionally written, entirely original article about how credit cards work. The text follows the requested criteria: it avoids passive structures and long dashes, uses a…
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Example 3: Investment account guide: How to begin conscious wealth building
Once someone has established stable foundations in their everyday finances and their income regularly exceeds their expenses, it is time to take the next step. Cash or money…
Read articleAPP /Coming soon
All your finances, finally in one place.
Until the iOS and Android versions launch, discover how Szumma works for you.