Connects
Your bank accounts and manual pockets come together on one financial map.
The financial assistant of the future
Five minutes a month. That’s all it takes.
One app that automatically organises, analyses and brings clarity to your entire financial life.
Free. No card required.Szumma is currently free to use.
Your balance1 000 000 Ft+4,8%
Everything is on track36% of your monthly budget remains
Figures shown in the screenshots are illustrative.
Developed in Hungary
Automatic clarity
Read-only access
5minutes
a month to stay informed
3levels
to organise your transactions
1place
where all your money is finally visible
01 /Financial signal path
Szumma takes the weight off your shoulders.
It does the thinking, but never makes decisions for you. It turns scattered financial data into a clear, calm overview.
Organises
It categorises transactions across three levels and turns them into clear trends.
Alerts you in time
It notifies you when it truly matters: at a budget limit, an unusual transaction, or a saving opportunity.
What happens after you download?
Two minutes to your first clear financial overview.
02:00to your first overview
-
01
Download it
Install Szumma, then start the setup in a few simple steps.
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02
Connect your bank
The connection is secure and read-only; Szumma never has direct access to your money.
-
03
See the big picture
Szumma organises the first data and shows you where you stand within two minutes.
−Expense detected−3 500 Ft
+Income detected+20 000 Ft
Figures shown in the screenshots are illustrative.
02 /Automatic clarity
Your transactions. Made simple.
A searchable, filterable list grouped by day. By bank account or category, always easy to understand.
- Hungarian and international bank accounts
- Cash and manual pockets
- Three-level categorisation
03 /Features
Not more data. Better insight.
Four connected modules that guide you from everyday spending to regular saving.
01
Bank account synchronisation
Hungarian and international bank accounts, manual pockets and automatically categorised transactions in one clear interface.
Details
Figures shown in the screenshots are illustrative.
02Coming soon
Cashback
Automatic cashback after genuine bank card purchases at partner merchants, without coupons or QR codes.
Details
Figures shown in the screenshots are illustrative.
03Coming soon
Transfer to an investment account
Szumma detects available funds and helps transfer them to an investment account through a payment request.
Details
Figures shown in the screenshots are illustrative.
04Coming soon
Regular savings
Goal-oriented savings and proactive suggestions for consciously setting aside the amount left at the end of the month.
Details
Figures shown in the screenshots are illustrative.
04 /Intelligent budgeting
Clear spending. Informed decisions.
Based on your previous months’ spending, Szumma suggests a monthly budget. It doesn’t make decisions for you; it simply lets you know when you’re approaching your limit.
0%Suggested budget100%
Actual spending73 941 Ft / 97 183 Ft
Figures shown in the screenshots are illustrative.
05 /Security and infrastructure
Insight into your money. Without access to it.
Szumma retrieves your financial data, but has no direct access to your money and cannot initiate transactions on its own.
Regulated technology
The account information technology is provided by Aggreg8 Kft., supervised by the National Bank of Hungary.
Read-only access
The app organises and displays your data, but cannot access your money directly.
You decide
Szumma helps you spot opportunities; every financial decision and approval remains yours.
06 /Questions
Finance can be simple.
Essential answers about how Szumma works, how it protects you, and what it does on your behalf.
All questionsSzumma is currently free to use, and you do not need to provide card details.
Szumma is a Hungarian-developed digital financial assistant application that automatically organises, categorises and analyses users’ banking transactions.
Its purpose is to provide financial transparency, expense tracking, recognition of spending habits and simple support for financial decisions.
Szumma’s automatic categorisation feature classifies transactions on three levels, for example Expense → Transport → Fuel.
The model determines the category from transaction metadata, the merchant name and previous patterns.
Szumma’s Financial Assistant (PFM) module collects, organises and visualises financial data: expenses, income, trends, categories, periods and balances.
Its role is to provide an understandable overview of your finances without making decisions.
07 /Insights
A clearer view of money.
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The freedom of financial clarity: How saving can become a stress-free habit
We all know that suffocating feeling at the end of the month when we stare at the screen and ask the classic question: where did the money go?…
Read articleAPP /Coming soon
All your finances, finally in one place.
Until the iOS and Android versions launch, discover how Szumma works for you.